Your contractors got paid. Your invoice did not.
You covered the week before the client did. Cora rings the accounts that are 30, 60 and 90 days out, finds out what is holding payment up, and sends a secure payment link they pay after the call.
You pay Friday. They pay in 60 days.
Your numbers, not a forecast: payroll × weeks outstanding. Cora’s job is the second number — ringing the accounts that would otherwise drift into it.
From your aging report to money in your account.
No rebuild, no migration, nothing for your recruiters to do.
Connect where the invoices live
Stripe takes a minute with a read-only key. QuickBooks, Xero or your own back office, we set up with you on a short call.
Cora rings the overdue ones
She reads your ageing the way you would — 30, 60, 90 — and works the accounts with the most at stake first. A real conversation, not a robocall.
Paid after the call
She sends a secure link to your own payment provider on the call; they pay right after it. The money lands in your account. It never touches Cora.
Built for an agency whose margin is the float.
The float is your own cash
You paid the contractors on Friday. That invoice is 45 days out. Every day of ageing is your money on the street, not someone else’s working capital.
Chasing always loses to placing
The person best placed to chase an invoice is the one who could be filling a role instead. That contest has one winner. Cora takes the calls it keeps losing.
The whole list, not the loudest client
Most agencies ring the biggest invoice and whoever complains. Cora works every overdue account on a schedule, while a 30-day invoice is still an easy conversation.
The limits are in code, not in a policy
She says she is an AI, never asks for a card number, never threatens, and stops for good when asked. Checked before a call is placed, not audited afterwards.
Getting paid, answered.
Is this debt collection?
No. Cora calls your own clients about your own invoices, on your behalf, under your company name. That is first-party accounts receivable, not third-party debt collection, and the distinction is a meaningful one in most jurisdictions. Practically it also changes the tone: this is the call your own finance person would make if they had time, not a demand letter from a stranger. We are not your lawyers, so if you operate somewhere with specific rules on contacting a business that owes you money, confirm your setup with counsel before you go live.
Does Cora take card or bank details over the phone?
Never, and it is enforced rather than requested. Cora does not ask for, hear or store a card number. She sends a secure payment link to your own payment provider while she is still on the call, and your client pays after it into your account in the same checkout they would have used anyway. The money goes to you and never touches Cora, so your PCI scope does not move and there is no float sitting with us.
Which systems does Cora read our invoices from?
Stripe is the billing system you can connect yourself today: you paste a read-only restricted key, so Cora can see what is outstanding and can never move money or issue a refund. If you invoice out of QuickBooks, Xero, Chargebee or your own back office, tell us which one and we set that source up with you on a short call. A spreadsheet export works from day one either way. Separately, HubSpot, Salesforce and Pipedrive connect for the thing a billing system usually lacks: a phone number for the person who actually signs off the invoice.
Will an AI call damage a client relationship?
It is a fair worry, and it is why the guardrails are in code rather than in a policy document. Cora says she is an AI assistant at the start of every call, never threatens, never implies legal action, and stops immediately and permanently the moment someone asks not to be called again — that account goes on your suppression list and suppression always outranks the calling list. Call-frequency caps and quiet hours are checked before a call is placed, not audited afterwards, and every call is transcribed so you can read exactly what was said. In practice the alternative is worse for the relationship: an invoice quietly aging to 90 days and then an awkward conversation from a partner.
How much will Cora actually recover?
It depends on your book, and anyone quoting you a guaranteed number is guessing. What we can say is that the accounts Cora works are usually ones nobody at your agency was going to call this week, so the honest comparison is against zero rather than against your current process. Start with the free accounts, look at what came back, and decide from real numbers on your own ledger rather than from a percentage on a website.
What does it cost to try it?
Connecting your sources, syncing, de-duplicating and seeing your full list of overdue accounts with the total outstanding is free and unlimited — that is your own data and we never hold it back. On top of that you get 10 overdue accounts actually worked for free, once, with no card required. Cora spends those ten on the accounts with the most at stake rather than in file order, weighted toward the 30-to-90-day band where an invoice is still recognised and still collectable. After that it is a subscription.
See what is actually collectable on your ledger.
See every overdue account and the total outstanding for free, then let Cora work ten of them on us. No card required.
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