Cora calls every quote lead before it goes cold.
Cora calls a fresh quote lead in about 60 seconds, pre-qualifies it, and chases quiet leads by call, text, and email until they connect, then books your producer. She never quotes or binds, your licensed producer keeps the advice and the close.
Hear it yourself. Cora calls you in seconds.
Enter your number and Cora rings you with a short example call, the same way she would call and pre-qualify one of your fresh quote leads, coverage type, current carrier, renewal date, and basic risk, then offer to book your producer.
What slow follow-up is quietly costing you.
A fresh quote lead goes cold fast, and the producer who reaches it first usually writes the policy. Internet and aggregator leads decay within minutes, quiet leads and already-sent quotes need chasing, and your book needs renewal and win-back touches most weeks never get to. Move the sliders to your numbers and see the bound policies, and commission, that slip away while a lead waits to hear back.
How this is calculated
- We model a single lead-to-bind rate that rises as speed and persistence improve on the same leads. Illustrative rates:
fast and persistent 10%,same day, a few touches 6%,hours late, one or two touches 3%. Kept modest on purpose, because a bound policy is many steps past the first call: connect, qualify, quote, and the licensed producer closes and binds. - Cora is a first-touch caller and follow-up engine. She calls each fresh lead in roughly 60 seconds and keeps following up by call, text, and email until the person connects, discloses on every call that she is an AI assistant, then hands the qualified lead and a full transcript to your producer. She never gives insurance advice, never quotes a binding price, and never binds or issues a policy. We model her scenario at
10%lead-to-bind, framed as what speed plus persistence can support on quickly-worked fresh leads, not a promised outcome. - Bound policies = leads called x rate. Commission gap = (Cora's bound policies minus yours) x average commission per bound policy, and we never count below zero. We headline the delta versus your current rate, the recoverable business Cora protects, not an absolute total, because Cora changes only the two things you control, speed and persistence, not the lead itself or the producer's close.
- Direction of the effect, faster and more persistent contact binds more, is consistent with public speed-to-lead research (the MIT / InsideSales lead-response study, and Harvard Business Review, "The Short Life of Online Sales Leads," 2011, which found firms took about 42 hours on average to respond to inbound leads). The exact rates here are our own conservative placeholders, not measured results. Cora calls the leads and policyholders you have a basis to contact, on your behalf, within TCPA and DNC rules, not a way to cold-blast strangers.
Directional estimate, adjust to your numbers. Illustrative rates, not measured results, and not a guarantee. Cora is a first-touch and follow-up caller, your licensed producer quotes, closes, and binds every policy.
Your leads and your book, called and qualified for you.
Cora runs the outbound grind your producers never get to: dialing every fresh lead fast, following up until they answer, and only booking the ones worth a producer's time.
Point Cora at who you can call
Hand Cora the leads and policyholders you already have a basis to contact: fresh inbound web and aggregator leads, quiet leads and quotes-already-sent, plus your book for renewals, cross-sell, and win-back on recent lapses. She works from your consent records, not a cold list of strangers.
Cora calls and pre-qualifies
Cora dials each fresh lead in about 60 seconds, discloses up front that she is an AI assistant, has a natural conversation, and confirms the basics a producer needs: coverage type, current carrier, renewal date, basic risk. She follows up by call, text, and email until the person connects, nights and weekends included, inside legal calling windows.
Booked and handed to your producer
Cora books the qualified appointment on your real calendar (Cal.com) or schedules a callback, then hands your producer a structured record and the full transcript. Your licensed producer walks in already informed and does all the quoting, advising, and binding. She never quotes a price or binds a policy.
Built for how an insurance agency actually runs.
First to reach a shared lead
Aggregator leads are sold to several agents at once, and the first to actually connect usually wins. Cora dials in about 60 seconds, every time, including after hours and weekends within legal calling windows, so you stop losing the race to a 45-minute callback.
Out-persists the follow-up gap
Insurance is rarely a one-call sale, yet most outreach stops after a touch or two and quotes-already-sent die from neglect, not disinterest. Cora runs the persistent call, text, and email cadence a busy producer cannot keep, so quiet leads get one more well-timed touch instead of slipping away.
Works the book, not just new business
Renewals, cross-sell, and win-back calls are the first thing to slip when dialing new business eats the day, and silent leavers are lost before the X-date. Point Cora at renewal and reactivation calls on the accounts you choose, so retention work stops falling to the bottom of the list.
Qualifies and schedules, never advises
Cora identifies, qualifies, and books, and never describes, compares, or promises coverage terms, quotes a binding price, or binds a policy. Every advice conversation happens with your licensed producer, on the record. You review a structured record and full transcript of every call, so there are no black boxes.
Insurance questions, answered.
Does Cora quote or bind policies?
No, and that limit is a safeguard for you, not a gap. Cora never quotes a binding price, never binds or issues a policy, and never gives regulated insurance advice. She reaches the lead fast, confirms coverage type, current carrier, renewal date, and basic risk, and books the appointment on your calendar. Your licensed producer does all the quoting, advising, and binding, on a warm, pre-qualified call. She stays on the identify, qualify, and schedule side by design.
Does Cora answer incoming calls, or does she call out?
Cora is outbound only. She calls the leads and policyholders you point her at, she does not answer your inbound line. She works your fresh web and aggregator leads, quiet leads and quotes-already-sent, and the accounts on your book you flag for renewal, cross-sell, or win-back. Either way, she does the dialing and hands qualified conversations back to your producers.
How fast does Cora call a new quote lead?
Cora dials a fresh lead within about 60 seconds of it landing, while intent is highest and before other agents get to it. Speed is the strongest lever on web quote leads: in the widely cited MIT/InsideSales 2007 study of over 15,000 leads, calling within 5 minutes rather than 30 made teams far more likely to reach and qualify a lead. That is a general web-lead finding about contacting and qualifying, not an insurance number or a guarantee, but it is exactly the gap Cora closes, all day and after hours.
Is an AI voice calling my leads a TCPA or Do-Not-Call problem?
You are right to ask, and this is not legal advice. The FCC ruled in February 2024 that AI-generated and real-time conversational voices count as an artificial or prerecorded voice under the TCPA, so for telemarketing calls prior express written consent generally applies. That is why Cora is built to call only the leads and policyholders you already have a basis to contact, people who requested a quote, opted in on your form, or are current clients, using your own consent records, not to cold-blast strangers or work around the DNC list. She discloses she is an AI assistant on every call and honors any stop-calling request immediately. You remain responsible for your consent basis, DNC scrubbing, and calling windows, so keep those in order with your own counsel. Cora is built to respect those rules, not to get around them.
Will Cora sound like a robot to my clients and leads?
No. Cora holds a natural, back-and-forth conversation and tells people up front that she is an AI assistant, so there is no bait-and-switch, which also aligns with emerging state AI-disclosure laws. What most leads get today is worse: a voicemail hours later, or no call at all. A fast, polite AI conversation that qualifies and books beats a missed callback. Enter your own number above and let her call you, so you can hear exactly how she represents you before you ever hand her a lead.
Can Cora work my renewals and win-back without upsetting the relationship?
Yes, and the relationship touch still comes from your person. Cora discloses she is an AI assistant at the start of every call, and she is doing the outreach your team already cannot get to: the renewal check-ins, cross-sell and round-out calls, and win-back on recent lapses. She confirms what changed, flags the opportunity, and books your licensed producer for the real conversation, before the client shops elsewhere. For Medicare, use AEP and retention framing only, and note CMS prohibits marketing to current enrollees during the MA Open Enrollment Period, January 1 to March 31.
Stop paying for leads you never reach in time.
See Cora call, pre-qualify, and book your fresh quote leads, and work renewals on your book. Book a short demo and we will set up a live example on your own line.